Surviving the global financial crisis / how is it affecting you?

I am lucky I am still working but only part-time. My full time working hours are reduced by about 10 hours per week and I can't complain. What's your current situation at work? If the crisis hasn't hit you yet, consider yourself lucky but be prepared to face the hard time. It can strike you anytime without warning.

Some tips to help you sail through the crisis:

• Be thrifty.
• Don't buy lunch. Take lunch from home.
• Think about renting your spare room at your home/ unit.
• Reduce eating out for few more months.
• Look for items on sale when you go shopping.
• Be mentally prepared to quit your current job (in case you are fired). Being prepared in advanced will cause you less stress when it happens.
  
• If you feel your job is insecure, start looking for another job (preferably a permanent role) but getting a new job is also very challenging at a time like this.
• For smokers- maybe a right time to quit.
• Nothing wrong trying your luck in lottery a few times. You never know.....